Read more Frugal Tips in my archive.

Credit crunch. Foreclosure. Housing market woes. Skyrocketing gas prices. Burdensome grocery bills. Whatever the reason, Americans are feeling the pinch. Learn ways to cut back without feeling the pain.

For me, I like to think of it as a challenge. What can I do and how I can do it creatively so that it not only helps our budget but makes me feel like a won a ‘little game’. It’s all about mindset. Living frugally doesn’t have to be done with a ‘pauper’ mindset. If you frame frugality with the thought that you are trying to get the most value out of your money rather than you have to do it because you are so doggone poor, it can actually become fun.

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