There are just some topics people don’t like to discuss and often don’t like to deal with. I, for one am not huge on discussing toilet habits, funeral arrangements (obvious reasons why, don’t think I’m alone here) and life insurance. Both seem so sad and depressing to ‘chat about’, so it seems many people, just don’t discuss it.
I left my life insurance alone for a long while, never really thought I needed to update it, or never really thought everyone did it. However after a recent chat with a friend, some research and some Googling, it seems, the majority of us are organising this life insurance thing, or at least should be. It’s a little daunting to think about, but when you reach a certain age, come on ladies, you know who you are, these are the things that become just another daily task.
Without giving my age away, a friend, an over 50 friend, was the one who, whilst at coffee decided we should chat about it. She has had this organised for a long while, but since turning 50 she needed to ‘update it’. She was telling me about her life insurance advisor, who was full of information on all the different options, and on all that was perfectly suited to her, her health and her lifestyle. She has been seeking advice from this The Insurance Quoter Advisor, who is a very friendly, very professional expert in the field. He provided lots of vital information and helped her set up her financial future in the most beneficial way possible.
I have since carried out a lot of my own research, mainly on the internet, a little bit of a chat here and there, and I have now narrowed it down. And let me tell you, the amount of providers out there- don’t make this decision easy! I cannot tell you how many companies and options are offering similar things. So much research to do, and if you have no idea, it can make it a little overwhelming. I did however appreciate that a friend has had so much history with The Insurance Quoter, and seemed to really appreciate this company. I also liked it was an Australian wide company, but not a huge corporate enterprise that does everything, and then insurance. They seemed as though they were specialists in risk assessment and life insurance over 50.
I thought it was a great topic for a blog, that way we can get some dialogue going about previous experience and favoured providers. Please share with me your thoughts- do you have yours organised? Have you been with the same company for years and years? And advice to the younger or older folk? I would love to hear more about it. Thanks guys, hope you enjoyed my thoughts!